Anthem BCBS Virginia Health Insurance Rates And Quotes

Anthem Blue Cross and Blue Shield (HealthKeepers) health insurance rates in Virginia are extremely affordable. The combination of low prices and available federal subsidies allow Va residents under age 65 to purchase quality 2020 healthcare plans, either on or off the Exchange. Individual, family and small business BCBS coverage provides quality benefits at a very low cost. Senior Medicare Supplement and Advantage plans are also offered to applicants that have reached age 65. Plan D prescription drug plans can be customized to match your budget, formulary drug, and RX needs.
 

Our website provides free online Virginia BCBS quotes, and helps you compare and enroll for the best offered 2020 policies. If you apply for coverage, there are no medical questions to answer, and your pre-existing conditions are covered. You also can not be denied because of any past or present conditions, and there is no waiting period, or increase in the copay, coinsurance or deductible. 10 "essential benefits" are included in each plan, and there is no maximum payout cap if you develop a chronic condition. Provided benefits include hospital inpatient, outpatient and ER, prescription drugs, office visits (pcp and specialist), radiology and lab services, maternity, newborn, and prenatal care, substance abuse, and mental disorder.
 

In addition to current options, other plans and legislation are being designed, and may be available in future years, depending on how quickly Administration changes can be implemented. Short-term plans, although non-compliant, can provide cheap medical benefits in less than 24 hours. Currently, HMO (Health Maintenance Organization) and POS (Point Of Service) policies are offered. Tiered pricing for hospitals and facilities allows you to select lower-costing treatment, while retaining the highest available quality. Network-negotiated discounts at medical facilities help reduce out-of-pocket costs, especially for x-rays and diagnostic tests.
 

For persons under age 65, on and off Exchange plans are offered in the following cities and counties: Accomack, Albemarle, Allegheny, Amherst, Appomattox, Augusta, Bath, Bedford, Bedford City, Bland, Botetourt, Bristol City, Brunswick, Buchanan, Buckingham, Buena Vista City, Campbell, Caroline, Carroll, Charlotte, Charlottesville City, Chesapeake City, Covington City, Craig, Culpeper, Cumberland, Danville City, Dickenson, Emporia City, Fauquier, Floyd, Fluvanna, Franklin, Franklin City, Frederick, Fredericksburg City, Galax City, Giles, Gloucester, Goochland, Grayson, Greene, Greensville, Halifax, Hampton City, Harrisonburg City, Henry, Highland, Isle Of Wight, James City, King And Queen, King George, King William, Lancaster, Lexington City, Lee, Louisa, Lunenburg, Lynchburg City, Madison, Martinsville City, Mathews, Mecklenburg, Middlesex, Montgomery, Nelson, New Kent, Newport News, Norfolk City, Northampton, Northumberland, Norton City, Nottoway, Orange, Patrick, Pittsylvania, Poquoson City, Portsmouth City, Powhattan, Page, Prince Edward, Pulaski, Radford City, Rappahannock, Richmond, Roanoke, Roanoke City, Rockbridge, Rockingham, Russell, Salem City, Scott, Shenandoah, Smyth, Southampton, Spotsylvania, Staunton City, Suffolk City, Surry, Tazewell, Virginia Beach City, Washington, Waynesboro City, Westmoreland, Williamsburg City, Winchester City, Wise, Wythe, and York.
 

We have listed below the most popular Anthem health insurance plans in Virginia. Your household income will determine if you are eligible for a federal subsidy, and how much the premium will reduce. In many situations, your actual deductible and out-of-pocket expenses will be less than shown (Silver-tier cost-sharing). Plans are also available for specific temporary needs of less than 12 months. Individual deductibles are shown. Family deductibles are double the single amount on most plans. Once the deductible and required out-of-pocket expense cap are met, covered benefits are provided at 100%.
 

LiveHealth online office visits are available with the copay equal to the primary-care physician copay on each policy. The 24/7 nurseline provides professional and instant access to a registered nurse at any time of the day or night. Case managers are also available for intricate medical situations, and they can offer help with the selection of physicians. Reminders to take medications and offer recommendations for generic low-cost options are provided. "MyHealth Advantage" can reduce costs and offer healthy recommendations. The "Gold" program (with daily alerts) provides personalized notes, monthly provider communication, and outbound provider phone calls.
 

Catastrophic Plans
 

HealthKeepers Catastrophic X 8150 -- $8,150 deductible. Must be under age 30 to qualify. Otherwise, proof of financial hardship is needed. Primary-care physician (pcp) office visits are subject to a $40 copay (three per person per year allowed) and coinsurance is 0%. Maximum out-of-pocket expenses are also $8,150. Negotiated network discounts help reduce out-of-pocket expenses. A federal subsidy is not available with this plan.
 

Bronze Plans
 

HealthKeepers Bronze X 4900 For HSA -- Inexpensive HSA-eligible plan. Deductible is $4,900 with maximum out-of-pocket expenses of $6,850. Coinsurance is 35%. Prescriptions, non-preventive office visits, and all other expenses subject to the deductible and coinsurance. For persons with no medical conditions that prefer the lowest premium, this plan should be strongly considered. Medical, dental, and vision expenses can be paid with pre-tax dollars.
 

HealthKeepers Bronze X 7500 -- $7,500 deductible with $8,150 maximum out-of-pocket expenses and 40% coinsurance. Prescriptions, non-preventive office visits, and all other expenses subject to the deductible and coinsurance.
 

HealthKeepers Bronze X 5250 -- $5,250 deductible with $8,150 maximum out-of-pocket expenses and 35% coinsurance. The pcp office visit copay is $40. Tier 1 drugs are subject to 35% coinsurance while other tiers must meet 50% coinsurance.
 

HealthKeepers Bronze X 6300 -- $6,300 deductible with $8,150 maximum out-of-pocket expenses and 35% coinsurance. Pcp office visits are $35 for the first five visits. Tier 1 drugs are subject to a $20 copay. Tier 2 drugs are subject to 35% coinsurance while Tiers 3 and 4 must meet 50% coinsurance.
 

HealthKeepers Bronze X 5700 Online Plus -- $5,700 deductible with $8,150 maximum out-of-pocket expenses and 30% coinsurance. The pcp office visit copay is $25. The Tier 1 drug copay is $20. The Tier 2 coinsurance is 30%. Tier 3 and Tier 4 drugs must meet 50% coinsurance.
 

Virginia Blue Cross Cheap Options

Save Money With Bronze Plans


 

Silver Plans
 

HealthKeepers Silver X 2000 -- Low $2,000 deductible with maximum out-of-pocket expenses of $8,150 and 30% coinsurance. Pcp office visit copay is $35, but specialist visits must meet deductible. Tier 1 and Tier 2 prescription copays are $20 and $60. Tier 3 and Tier 4 drugs are subject to 50% coinsurance.
 

HealthKeepers Silver X 6250 -- $6,250 deductible with maximum out-of-pocket expenses of $8,150 and 35% coinsurance. Pcp office visit copay is $35, with no cap on the number of visits. Tier 1 and Tier 2 drugs must meet a $25 and $65 copay only. Tier 3 and Tier 4 drugs are subject to 50% coinsurance.
 

HealthKeepers Silver X 5000 Online Plus -- $5,000 deductible with maximum out-of-pocket expenses of $8,150 and 25% coinsurance. Pcp office visit copay is $30, with no cap on the number of visits. Tier 1 and Tier 2 drugs must meet a $20 and $60 copay only. Tier 3 and Tier 4 drugs are subject to 50% coinsurance.
 

Gold Plans
 

HealthKeepers Gold X 1600 -- Low $1,350 deductible with $8,150 maximum out-of-pocket expenses and 20% coinsurance. Pcp office visit copay of $25, but specialist visits must meet deductible and coinsurance. Tier 1 and Tier 2 drug copays are $10 and $40. Tier 3 and Tier 4 drugs are subject to 50% coinsurance.
 

Important Note: Unless you are under age 30, you can not purchase a "catastrophic" Marketplace plan. Although financial hardship exceptions are offered, typically, prices are higher than subsidized Bronze-tier plans, so alternative policies should also be considered.
 

Sample Monthly Rates
 

40-Year-Old In Norfolk, Chesapeake, Newport News, Portsmouth, Suffolk, and Virginia Beach With $30,000 Income
 

$96 -- HealthKeepers Bronze X 7500
$113 -- Healthkeepers Bronze X 5250
$119 -- HealthKeepers Bronze X 6300
$121 -- HealthKeepers Bronze X 4900 For HSA
$124 -- HealthKeepers Bronze X 5700 Online Plus

 

35-Year-Old Married Couple (Two Persons) In Roanoke With $50,000 Income
 

$53 -- HealthKeepers Bronze X 7500
$87 -- Healthkeepers Bronze X 5250
$101 -- HealthKeepers Bronze X 6300
$104 -- HealthKeepers Bronze X 4900 For HSA
$111 -- HealthKeepers Bronze X 5700 Online Plus

 

50-Year-Old Married Couple With Two Children (4 Persons) In Norfolk, Chesapeake, Newport News, Portsmouth, Suffolk, and Virginia Beach With $75,000 Income
 

$185 -- HealthKeepers Bronze X 7500
$252 -- Healthkeepers Bronze X 5250
$280 -- HealthKeepers Bronze X 6300
$286 -- HealthKeepers Bronze X 4900 For HSA
$299 -- HealthKeepers Bronze X 5700 Online Plus

 

60-Year-Old Married Couple (2 Persons) In Hampton With $64,000 Income
 

$0 -- HealthKeepers Bronze X 6500
$0 -- Healthkeepers Bronze X 5200
$0 -- HealthKeepers Bronze X 5900
$0 -- HealthKeepers Bronze X 4900 For HSA
$0 -- HealthKeepers Bronze X 5700 Online Plus

 

Pediatric Vision And Dental Benefits Included For All Persons Under Age 19
 

Pediatric Dental
 

Diagnostic and preventative benefits have no waiting period and there is no policy maximum for covered expenses. Major services also have no waiting period. Cleanings, exams, and x-rays have 0% coinsurance and only have to meet the deductible. Fillings are subject to 40% coinsurance. Periodontics, endodontics, and oral surgery are subject to 50% coinsurance. Cosmetic orthodontia is not included, unless dentally necessary (50%). Services are subject to the medical policy deductible.
 

Pediatric Vision
 

A $0 copay applies to all covered benefits. An annual eye exam and lenses are allowed. The lenses must be single, bifocal, trifocal, or standard progressive. Contact lenses (non-elective and elective disposable) are covered along with low vision services (magnifiers and loupes).
 

Anthem HSA Plans With "BenefitWallet"
 
Anthem's partner is BenefitWallet, who administers the contracts, and uses the Bank Of New York Mellon as the custodian. Creating a new account for your deposits and withdraws is very easy. Additional benefits include personalized customer service, checks, debit cards, and online processing, interest paid on accumulated funds, medication advisor to help select prescriptions, and FDIC-insured checking account.
 

When a balance of $1,000 is maintained in the account, interest is earned and several additional investment options are available, including several mutual funds. Although the potential for higher rate-of-returns is an attractive feature, customers can also lose money. The fixed fund guarantees a specified interest rate for a specific period of time. A monthly account fee of $2.95 is charged, along with $2 for ATM transactions, $10 for check reorders, and $5 for replacement of cards.
 

Open Enrollment
 

Special Open Enrollment Period To Apply

During Open Enrollment -- Your Approval Is Virtually Guaranteed


 

During the Open Enrollment period, there are no health-related questions asked, and acceptance is near 100% guaranteed. However, if there are immigration or citizenship issues, or you are eligible for Medicaid or Medicare, you may not be able to buy a Marketplace plan. If your income allows you to receive a federal subsidy, the policy must be  an Exchange-issued plan. The amount you receive is based on your projected earnings for the year that you are applying for a policy. If you receive a federal subsidy (instant tax credit), you will need to file IRS Form 8962. Additionally, IRS Form 1095-A will be sent to you from the Department of Health and Human Services (HHS). However, the IRS will process your tax return if some of the required information is not furnished.
 

After Open Enrollment Ends
 

If you miss Open Enrollment in Virginia, many affordable options are available for both individuals and families. For example, temporary policies, which can be kept for up to 12 months, will provide very inexpensive coverage until the next period (typically in November). For 2019 effective dates, the OE period began on November 1 and ended on December 15th. An extension is provided in limited situations. For example, if an application was received but not correctly processed, an exception is generally granted.
 
Applying for temporary coverage takes about 15 minutes and several carriers offer many low-cost plans. However, pre-existing conditions are not covered, and short-term plans don't contain all of the required ACA benefits (such as maternity and preventive). Since subsidies are not applicable, the federal instant tax-credit is not offered. However, in many areas, 12-months of coverage is available.
 

Also, "qualifying life events," allow you to enroll at any time. These exceptions provide a 60-day window (approximately) to compare and purchase plans. Some of the most common events are divorce, birth of a child, loss of benefits from work, termination of existing coverage, and dependent turning age 26. If you voluntarily terminate a plan, you do not qualify for an SEP exemption and must wait for the next OE period to qualify for a subsidy. Regardless of plan selection, checking the Anthem provider network is recommended, so you can take advantage of substantial negotiated savings.
 

Anthem Individual Dental Plans In Virginia

 

Low-cost dental benefits are available that can be purchased separately. Three "Prime" plans (A, B and C) are offered to individuals and families. Since it is a "stand-alone" product, you do not have to purchase medical coverage to qualify. Prices are attractive throughout most of the state. For example, a 50-year old residing in Richmond would pay $20, $34, or $42 per month respectively for Plans A, B, or C. A brief outline of benefits is listed below:
 

Plan A -- Diagnostic and preventive services (exams, cleanings, x-rays, sealants, and fluoride treatments) covered at 100%. Basic, complex, and major services are not included in plan. A maximum of $500 per person in benefits is paid throughout the year. $0 deductible, no out-of-pocket limit, optional Blue View Vision, and an extra cleaning visits for persons that are pregnant or diabetic.
 
Plan B -- Same diagnostic and preventive benefits as Plan A. Basic Services (Silver amalgam fillings, space maintainers, simple extractions, brush biopsy, and emergency pain treatment) covered at 80%. Some major services (root canal, periodontal services, and some oral surgery) also covered at 50%. Maximum benefit per person is $1,000. $50 deductible, no out-of-pocket limit, optional Blue View Vision, and an extra cleaning visits for persons that are pregnant or diabetic.
 
Plan C -- Similar to Plan B although major restorative services, and prosthetic services and repairs are also included in the plan (50% benefit). The maximum benefit per person increases to $1,250. $50 deductible, no out-of-pocket limit, optional Blue View Vision, and an extra cleaning visits for persons that are pregnant or diabetic.
 

NOTE: Additionally, "Dental Family Value," "Dental Family," and "Dental Family Enhanced" plans are also offered. Two sets of benefits are offered (dependents age 18 and younger, and adults age 19 and over). Deductibles range from $25-$50, and maximum annual benefits (per person) range from $750-$1,000. Diagnostic and preventative benefits have no waiting period.
 

Anthem Dental Family Value -- $50 deductible utilizing Dental Prime network. $750 annual maximum for adults, with no waiting period for diagnostic and preventative procedures. No waiting period for basic services for dependents (six months for adults). Major and complex services have no waiting period for dependents, but are not covered for adults. Medically necessary orthodontia, crowns, and bridges are partially-covered for dependents, but not adults. International emergency coverage is available. Oral surgery and root canals are not covered for adults.
 

Anthem Dental Family -- $50 deductible utilizing Dental Prime network. $750 annual maximum for adults, with no waiting period for diagnostic and preventative procedures. No waiting period for basic services for dependents (six months for adults). Major and complex services have no waiting period for dependents, and a 12-month waiting period for adults. Medically necessary orthodontia, crowns, and bridges are partially-covered for dependents, but not adults. International emergency coverage is available. Oral surgery and root canals are covered at 70% for adults.
 

Anthem Dental Family Enhanced -- $50 deductible utilizing Dental Prime network ($25 deductible for dependents 18 and under). $1,000 annual maximum for adults, with no waiting period for diagnostic and preventative procedures. No waiting period for basic services for dependents (six months for adults). Major and complex services have no waiting period for dependents, and a 12-month waiting period for adults. Medically necessary orthodontia, crowns, and bridges are partially-covered for dependents, but not adults. International emergency coverage is available. Oral surgery and root canals are covered at 70% for adults.
 

Blue Vision benefits can be added to all dental plans. More than 30,000 doctors are available at thousands of locations. Annual eye exams are covered with a $20 copay. Standard plastic lenses (single vision, bifocal, and trifocal) are provided every 24 months with a $20 copay. Elective contact lenses receive an $80 allowance every 24 months. Non-elective contact lenses are covered in full every 24 months. Frames receive a $130 allowance every 24 months.
 

Short-Term Coverage

 

Temporary coverage works best when you are between jobs, waiting for relocation to a new job, just graduated from high school, college or graduate school, or simply find yourself without benefits for various reasons. Unexpected illness or injury are one of the primary purposes of purchasing this type of policy. All of the plans previously listed have no minimum number of month requirements for keeping the policy. Therefore, it is possible and permissible to purchase a policy, and terminate at any time. In Virginia, since Anthem does not offer temporary contracts, Standard Security Life, (part of the IHC Group), provides free quotes on their official websites. However, the two carriers are not affiliated with each other.
 

If a policy is canceled outside the Open Enrollment period, although you will have options, the number of choices will be limited. There are specific designated "short-term" contracts that allow you to apply and get approved within 12-36 hours. UnitedHealthcare is one of several carriers that provide cheap rates on policies you can keep from 1-3 months. Pre-existing conditions are not covered on this type of plan, and the benefits do not comply with ACA federal legislation. NOTE: The maximum number of months offered on a single policy is typically 6-12 months.
 

Senior Virginia Healthcare Plan Options

 

Virginia Medigap and MedSupp Plan Rates

Affordable Senior Healthcare In Virginia Is Available


 

Consumers that are eligible for Medicare can not purchase coverage from the Exchanges and receive a subsidy. Instead, three options are available:
 

Medigap Plans
 

Three Medicare Supplement policies in Virginia can be purchased. During the annual Open Enrollment, acceptance is guaranteed and you can not be turned down. Pre-existing conditions are also covered. Options A, F, G, and N are available, and each policy is different from the others. SilverSneakers membership is available with all plans.
 

Plan A is the cheapest Medigap policy and covers the hospital coinsurance or co-payment. But it does not cover the Part A deductible or Part B copayment. Plan N offers better benefits although it does not include Part B excess charges. Plan F is the most comprehensive option, and of course, is the most expensive. Current monthly rates (Age-65 female) in the largest counties are listed below:
 

Fairfax, Loudoun, Chesterfield, Henrico, Hanover, Richmond City, and Prince William Counties
$93 -- Plan A
$154 -- Plan F
$95 -- Plan G
$87 -- Plan N

 

Stafford, Albemarle, Montgomery, Frederick, Essex, Rockingham, Augusta, Accomack, Washington, Martinsville City, Fauquier, Rockingham, Richmond, Madison, Shenandoah, Lynchburg City, and Spotsylvania Counties
$85 -- Plan A
$141 -- Plan F
$90 -- Plan G
$82 -- Plan N

 

Advantage Plans
 

Six Advantage contracts are offered, and each policy features no or an extremely low premium.  Copays and deductibles are also often waived. Current available plans are:
 

MediBlue Dual Advantage (HMO D-SNP) -- $0 and $0 office visit copays with $6,700 maximum out-of-pocket expenses. Inpatient and outpatient hospital, ER, Urgent Care, lab services, x-rays, and radiology services have a $0 copay. Preventative dental benefits include two orak exams, two cleanings and a flouride treatment each year. One routine eye exam is covered with an annual $300 credit for eyeglasses and contacts. One annual hearing exam is covered with a $3,000 hearing aids credit. Prescription drug copays are $0 (preferred generic and generic), $0-$8.95) (preferred brand and non-preferred).
 
MediBlue Plus -- $5 and $45 office visit copays with $6,700 maximum out-of-pocket expenses. Inpatient hospital copays are $300 for first five days and $0 for days 6-90. Preferred pharmacy cost-sharing copays are $4 (Tier 1), $10 (Tier 2), $42 (Tier 3), and $95 (Tier 4).
 
MediBlue Smart Fit -- $10 and $35 office visit copays with $5,000 maximum out-of-pocket expenses. Inpatient hospital copays are $200 for first five days and $0 for days 6-90.
 
MediBlue Diabetes -- $0 and $0-$35 office visit copays with $3,400 maximum out-of-pocket expenses. Inpatient hospital copays are $200 for first five days and $0 for days 6-90. Preferred pharmacy cost-sharing copays are $0 (Tier 1), $7.50 (Tier 2), $40 (Tier 3), and $85 (Tier 4).
 
Mediblue COPD -- $0 and $0-$42 office visit copays with $3,400 maximum out-of-pocket expenses. Inpatient hospital copays are $325 for first five days and $0 for days 6-90. Preferred pharmacy cost-sharing copays are $0 (Tier 1), $9.50 (Tier 2), $40 (Tier 3), and $85 (Tier 4).
 
MediBlue Local -- $0 and $30 office visit copays with $3,400 maximum out-of-pocket expenses. Inpatient hospital copays are $200 for first five days and $0 for days 6-90. Preferred pharmacy cost-sharing copays are $0 (Tier 1), $9.50 (Tier 2), $40 (Tier 3), and $85 (Tier 4).
 
MediBlue Care On Site -- $0 and $0 office visit copays with $3,400 maximum out-of-pocket expenses. Inpatient hospital copays are $200 for first five days and $0 for days 6-90. Preferred pharmacy cost-sharing copays are $0 (Tier 1), $7.50 (Tier 2), $40 (Tier 3), and $85 (Tier 4).

 

Medicare Part D Prescription Drug Plans
 

Anthem Blue MedicareRx Plus -- $0 deductible with $46 monthly premium. 3,021 Formulary drugs are available, and the plan has a 3.5 Star rating. Preferred pharmacy 30-day copays for Tiers 1-5 are $1, $3, $40, 42%, and 33%. 90-day preferred pharmacy copays for Tiers 1-5 are $3, $9, $120, 42%, and n/a.
 

Anthem Blue MedicareRx Standard -- $365 deductible with $46.50 monthly premium. 2,799 Formulary drugs are available, and the plan has a 3.5 Star rating. Preferred pharmacy 30-day copays for Tiers 1-5 are $1, $2, $33, 40%, and 25%. 90-day preferred pharmacy copays for Tiers 1-5 are $3, $6, $99, 40%, and n/a.
 

Anthem Blue MedicareRx Enhanced -- $300 deductible with $20.90 monthly premium. 2,799 Formulary drugs are available, and the plan has a 3.5 Star rating. Preferred pharmacy 30-day copays for Tiers 1-5 are $1, $2, 20%, 38%, and 25%. 90-day preferred pharmacy copays for Tiers 1-5 are $3, $6, 20%, 38%, and n/a.
 

Anthem Blue Cross Blue Shield offers many affordable plans to individuals, families and small business owners. We make it easy for you to view and compare the best available policies and enroll as quickly as possible.
 

Anthem Small Group Plans (2-50 Employees)
 

Platinum PPO -- $0 deductible with $3,000 maximum out-of-pocket expenses. Office visit copays are $10 and $20, and Urgent Care and ER copays are $60 and $150. 30-day retail pharmacy copays for Tiers 1, 2, and 3 are $10, $40, and $75.

Gold PPO -- $0 deductible with $4,000 maximum out-of-pocket expenses. Office visit copays are $50 and $55, and Urgent Care and ER copays are $60 and $250. 30-day retail pharmacy copays for Tiers 1, 2, and 3 are $15, $45, and $85.

Gold PPO -- $500 deductible with $5,000 maximum out-of-pocket expenses. Office visit copays are $25 and $50, and Urgent Care and ER copays are $60 and $400. 30-day retail pharmacy copays for Tiers 1, 2, and 3 are $15, $45, and $85.

Gold PPO -- $1,000 deductible with $3,000 maximum out-of-pocket expenses. Office visit copays are $25 and $50, and Urgent Care and ER copays are $60 and $400. 30-day retail pharmacy copays for Tiers 1, 2, and 3 are $10, $40, and $75.

Silver PPO -- $2,000 deductible with $7,250 maximum out-of-pocket expenses. Office visit copays are $50 and $75, and Urgent Care and ER copays are $45 and $75. 30-day retail pharmacy copays for Tiers 1, 2, and 3 are $15, $45, and $85.

Silver PPO -- $4,000 deductible with $6,850 maximum out-of-pocket expenses. Office visit copays are $40 and $60, and Urgent Care and ER copays are $60 and $350. 30-day retail pharmacy copays for Tiers 1, 2, and 3 are $15, $45, and $85.

Silver PPO -- $2,000 deductible with $7,250 maximum out-of-pocket expenses. Office visit copays are $50 and $75, and Urgent Care and ER copays are $45 and $75. 30-day retail pharmacy copays for Tiers 1, 2, and 3 are $15, $45, and $85.
 

Silver HealthKeepers POS -- $1,500 deductible with $5,500 maximum out-of-pocket expenses. Office visit copays are $35 for the first three pcp visits, and Urgent Care and ER copays are 35% coinsurance and $350. 30-day retail pharmacy copays for Tiers 1, 2, and 3 are $15, $45, and $85.
 

News From The Past
 

Virginia Anthem policyholders can receive free financial protection and 24 months of credit monitoring as a result of the massive data breach earlier this year. More than three million Va customers were impacted with hackers possibly obtaining access to social security numbers, dates of birth, email addresses, and possibly additional financial data.
 

Attorney General Mark Herring is recommending state residents take advantage of the free offers to help protect against future identity theft and other potential fraudulent activities. Written notification has been sent to all persons affected with specific instructions how to take advantage of the free services. Special protection for children will be included if any policyholder was insuring a child.

 

Jobs will be eliminated at the Anthem office in Henrico County. No figure was given regarding the number of employees that will lose their positions, although an announcement should provide more details within the next two months. These laid-off employees may be offered other positions with the company. Currently, about 2,700 persons work for Anthem in Richmond.

 

How will President Trump's proposed American Health Care Act impact Virginia? It's too early to determine, since many portions of the proposed legislation will be tweaked or eliminated, and more provisions will certainly be added. The final product, although not likely to be approved by Congress, would be effective in 2020. Until that time, the Affordable Care Act is still the law of the land.